2010 April | Access 2 Knowledge

It appears Mens argyle sweaters are going to be the hot style coming back this fall. I have noticed that the classic argyle patterns are now starting to show up in men’s ties and some of the Spring mens sweater styles. The diamond patterns that have been a classic staple in mens and womens fashion over the past few decades can be worn in either business or casual wear. With the resurgence of this classic pattern I thought it would be interesting to understand where the argyle pattern got its start.
After doing some research I learned that the pattern originated back to clansmen living in the county of Argyll in West Central Scotland. While the origin has been debated it is generally accepted that the argyle pattern did come from Scotland and with their plaid kilts you can see how this came to be. It is thought that this pattern was first introduced into the US back in 1949 when the owners of Brooks Brothers return from a golf tournament they attended in Scotland. They noticed a golfer wearing the argyle pattern and felt that this could provide a new look into the casual men and womens wear that they offered in their stores.You still see many of the older golfers on the PGA tour wearing argyle socks and sweaters to stay with tradition.

Retailers like blair.com offer mens argyle sweaters and other mens casual and business wear. You can find a great assortment of both mens and womens fashions with easy to find styles. They provide an easy to use shopping interface and you can easily find the latest fashions for Spring and Fall. They are even celebrating the 100 years of being in business by giving away a $100 gift card and 10 $25 gift cards. The fact that they are celebrating 100 years in business is very impressive and shows that their selection and customer support must be exceptional to have built a business model that has stood the test of time. Dealing in the fashion retail business is not easy and those companies that offer true value and style to their customers are able to stay in business and be around when you need them.

Blogging Online, Shopping online | admin April 27, 2010 |
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Keeping your PC up to date with the latest patches and virus software can be a difficult task. There are still thousands of consumers who have not loaded some type of virus software on their PC’s and run the risk of loosing everything if their PC becomes infective. To make things easier you can now get free Norton Antivirus software.

The site is called Free Antivirus Info.com and they are offering a free download of Norton AntiVirus for free.  I beleive they are able to do this in connection with Google, because you are asked to download Google Pack which contains a bunch useful features. So if you are surfing the web and opening email you need antivirus protection. So why not download one of the leaders in Norton Antivirus software.

Technology | admin |
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Borrowing money comes with different terms and different business loan rates that affect how much the loan actually costs you upon repayment. Your own financial condition and assets will also determine what rates are available to you. If you have a poor credit history, odds are your rates will always be higher than someone who has an FICO score over 700 will. That’s why it pays to shop around and do your research ahead of time.

Get Your Documentation Together

If you want the best business loan rates, you have to be prepared to argue that your case that you are not a business risk. That means pulling your credit history ahead of time and fixing any discrepancies. Dispute any inconsistencies and try to address a bad history before a lender decides to take a peek at it first. This way, if you know what’s already on there, you can make notes for lenders on the file if something appears bad, but is being disputed as valid or has been settled and just needs to be cleared off your history.

Make sure your financial records are in order. As a business, you may be asked to show your numbers to prove the health of your business via financial statements. You may be asked to show them your bank accounts or proof of collateral. When you’re trying to get a good rate, you’ll have to show that you have a strong financial standing and good future prospects too.

Understand the Terms of the Loan

Based on your financial history, you’ll know whether you even have a shot at a great business rate or if a potential lender is going to view you as a credit risk. Either way, there are loans available for a variety of situations, but the rates and terms will differ. Typically, the longer the repayment period, the lower the monthly payment, but also the higher the total amounts you pay. Add to that a high interest rate and a long term, and you can easily end up paying twice what you owe by the end of the loan period. Be sure to understand how much the loan actually costs when you are done and whether you can handle the debt load so that you don’t default before you finally pay it off.

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Finance | admin April 20, 2010 |
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We have all heard and probably used the auction site eBay. Today there is a new wave of auction sites that are making a big entrance called penny auction sites.  These new Internet Auction sites sell items where the bid price is set a penny and goes up from there. You join for free and maybe get a few free bids and then the game starts. What is alluring from a simple onlookers stand point is that you have an $800 item selling for $4.53. That sounds amazing and why can’t I win that. Here is how this auction works. Unlike sites like eBay where you bid on an item and you don’t win you are out nothing. IN these penny auctions once you bid the money is now put towards the item. So you can bid 4-5 units that may cost you .50 each but if someone outbids you that money is gone. The psychological aspect is quite interesting because the dollar is so low that you feel risking a few dollars to win a $800 item cannot be that bad. They are fun watch and if you step into the game make sure that you set yourself a limit or you could end paying a lot for nothing. This post was done in part as a review of internetauction.co.uk. They have just come online with a great domain name and will be compiling stories from across the industry on various auction types available.

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Blogging, Education | admin |
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When you are looking to build your home having access to the right builders, contractors, and resources can make all the difference between and enjoyable experience to one that can bring you to your needs. All of us have that vision of our dream home and what we would include if we had an unlimited budget. I for one would love a cabin style home with large beams that run across the family room and kitchen and where the top floor is open to bottom floor so that there is a continuous flow and openness. You can head to a local architect and spend several thousands of dollars to have them create your house or you can search house plans from Houseplansandmore.com from HDA, Inc. At there site you will find a great selection of over 17,000 plans to choose from so whether you are looking for that dream home or maybe a second home and would like to see various cabin plans they have them available.
They offer a budgeting tool that can help you estimate the cost of your home based on the plans and features that you have chosen. And they also offer a zip code locator so that you can find reputable builders in your area and get an idea of what your dream home might cost in your area. The tools that they offer and the easy search features allows to narrow down the plans and pick the one right for you. They have also added some YouTube videos so that you can their home and garage plans and take a virtual tour. So start searching for that dream home because it may be more affordable than you think.

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Education, Real Estate | admin April 16, 2010 |
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I’m not sure how crowded beaches are this time of the year, but figured with school back in session that I wouldn’t have much trouble with finding some great locations along the Carolina shore. I haven’t ever tried to go deep sea fishing off the Atlantic coast during the fall season, but the Gulf is awesome in October for fishing. I have heard that people have good luck off the coast of the Carolina’s too in the months of September and October. Only way to know for sure is just to try it myself and see which place has the better fall fishing. There are even Carolina Beach Real Estate deals that you can search and find a home or condo that puts you right on the water and then you commute is just minutes. You can even search at Coastal Carolina Properties where you can get an idea of the wonderful properties they have to offer with no login required.

The hurricane patterns have flirted with the South Carolina coastline this year, but I can’t recall Myrtle Beach ever having a direct hit from a hurricane. It is something I will keep my eye on and I won’t be fishing too far from the bank if a hurricane is anywhere near. We are just now starting the hurricane season, so a Myrtle Beach vacation isn’t a guaranteed thing and this goes for all hotels, motels, and resorts that border known hurricane paths. If something does get to brewing out in the Atlantic on my deep sea fishing trip, I may just take residence up in a luxury resort and enjoy my time in Myrtle Beach that way. If you are an avid golfer and fisherman then you may want to strongly consider investing in the Wilmington NC Real Estate to take advantage of the great prices that are available. As people start to see more security in the economy they are going to start heading to and investing in vacation destinations like the Carolina coast.

Please feel free to share your deep sea fishing stories with me. Let me know the places you have fished off the Southeast Coastlines of the USA. Make sure to pass along any tips on where to fish or where not to fish. I will be going to Myrtle Beach in October and I have a good feeling about this deep seas fishing trip.

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Blogging, Real Estate | admin |
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If you’ve ever walked into any store with a sales associate on commission, you know how uncomfortable the experience can be. Whether you buy something or not, you feel guilty. The thoughts that cross your mind can range from being influenced to buy something more expensive than you planned to not buying anything at all and wasting the sales associates time. When you want to buy engagement rings, design your own ring builders are the perfect answer to avoiding high pressure sales associates.

Take Your Time

It’s your time, not someone else’s when you’re shopping with an online ring builder. You can waste hours looking at different settings, or just building any number of unique creations. There will not be any antsy sales associate looking over your shoulder for someone else who shops faster. The ability to shop at your own pace is just one of the many advantages of using the online engagement ring builder.

Set Your Budget

When you shop online, you won’t be pressured to increase your budget just so someone’s commission is higher. Instead, you’ll be able to browse different price ranges and see what you can afford and how you can design something that fits within your budget. You can even see how changing a few options like the ring style, the diamond color, clarity, or cut, will affect your budget, instantly.

Get Exactly What You Want

You will have total control over the design process. If you want a three-stone ring instead of a solitaire, you have that option. You won’t be limited to only what is in the display case, as online retailers have a huge selection of stones and settings. You can visualize the design ahead of time, virtually, without wasting time and money creating something that isn’t exactly what you want.

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Dating and Relationships, Education | admin April 14, 2010 |
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Financial aid is available, even more so in some areas than before. Pell grant monies have increased, even when the majority of people may not qualify. Federal student loan programs make it easy to borrow money for school, but you have to be in the system to qualify. In addition, private schools have their own financial aid packages that they can offer new students. Many of these programs are income-based and for that they require you to get your documentation in order to qualify. Many people are looking towards education to help them figure how to re-train for the best jobs to survive the recession.

It All Hinges On The FAFSA

If you are just seeking out college aid, you may be wondering what this FAFSA is that everyone asks for when looking for financial aid program. The Free Application for Federal Student Aid is the criteria by which most schools and federal programs assess your need for financial aid. Without filling out the FAFSA, you stand no chance of being considered, and it should be done as soon as possible in the year prior to your estimated entrance date. If you plan on entering school in the fall semester of 2010, for instance, you will want to have filled out the FAFSA by the latest March, 1st, 2010. Some schools even ask for it to be filled out earlier, like on February 15th of the previous school year.

Once You’re In The System

You will be asked what colleges you intend on attending so that the FAFSA score you get can be forwarded to them. This will help different schools assign financial aid and they will let you know what you qualify for based on that assessment. It may be hard to believe, but not every school offers the same level of financial aid to their students. It pays to shop around and even consider some Ivy league schools, even though you could never hope to pay the full tuition. These schools are known to provide a larger percentage of financial aide to strong candidates and it can be worth it to see if you qualify.

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Education, Finance | admin |
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Every couple of years it seems that the younger generation has a new fad they like to show off. When I was in school, I can remember when friendship bracelets and friendship pins were the big thing. We never thought if it was a good idea or not. We just knew everyone else had them, so we must get them too. I can also remember us rolling up our jeans and giving them that tight roll at the bottom. It didn’t matter if you were a guy or a gal, everyone was on board with rolling up their jeans or wearing one of those friendship bracelets.
Today there are so many types of bracelets that teens and even adults are wearing from leather bracelets to the rubber kind that stand for a specific cause like breast cancer or autism. Whatever statement you are trying to make having an accessory that helps you convey your originality is always fun to have.For both men and women wearing a bracelet can be for business or casual and having multiple styles to choose from is growing. I have noticed that this bracelet pictured seems to be popular among the younger crowds and you can even see some of the American Idol contestants wearing bracelets and sometimes several to show their style.

The great thing about a leather bracelet is that they seem to have a lasing appeal and can be worn anytime of the day. I am not talking about the wide band bracelet you saw back in the 1960′s that seem to characterize bikers or gangs, but simple bracelets that can make a statement. There are numerous places online where you can find a great selection and one that we stumbled upon is Lusterforever.com where they carry leather, sterling, and charm bracelets to help you create your own fashion statement.

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Blogging Online, Dating and Relationships, Education | admin April 9, 2010 |
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Companies are now hiring call center to answer questions. the Online call center services are a great way to keep in touch with your customers.

Before you run out and get an answering service in place for your current business, keep a few things in mind. Make sure the cost to hire a service like this is affordable, so it becomes a profit-making situation for your company. Also, be sure to check out the company you’re hiring and see if they have a list of clients that are currently using their services. Usually if you can see a few big names on their client list, you know they’re doing their job at a level that should meet your expectations for your own business. This is a great way to start conducting business after hours and for a cost that would be far less cheaper; than using your current employees to work these extended hours.

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Blogging, Marketing | admin April 5, 2010 |
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